Flexible credit up to 50.000 kr

The following pricing example is based on the assumption that you, as a new credit customer, withdraw the full amount immediately and repay over 12 months.

If a loan of 23,000 SEK is taken out and repaid in 12 monthly installments of [1. 2962.33 SEK, 2. 2362.19 SEK, 3. 2327.06 SEK, 4. 2291.92 SEK, 5. 2256.78 SEK, 6. 2221.64 SEK, 7. 2186.50 SEK, 8. 2151.36 SEK, 9. 2116.22 SEK, 10. 2081.08 SEK, 11. 2045.94 SEK, 12. 2010.81 SEK], the effective interest rate is 37.68% and the variable nominal annual interest rate is 21.9999735%. The loan has an arrangement fee of SEK 565 and a monthly account fee of SEK 59. The total amount to be repaid is SEK 27,013.83. The term of the credit agreement is indefinite. This example is based on the assumption that the loan is repaid in 12 equal principal installments. The example is based on the assumption that the loan amount is withdrawn at one time and repaid on time. Borrow responsibly by evaluating the repayment options! The service is offered by Multitude Bank plc Address: ST Business Center 120, The Strand Gzira, GZR 1027, Malta. Registration number: C- 56251.

Borrowing costs money! If you cannot repay your debt on time, you risk a default notice. This can lead to difficulties in renting a home, signing up for subscriptions and getting new loans. For support, contact the budget and debt counseling service in your municipality. Contact details can be found at konsumentverket.se.

Hi, we are Ferratum!

Say goodbye to complicated processes and hello to easy financing with Ferratum. With nearly two decades of global operations in 13 countries, Ferratum, the consumer lending business unit of Multitude, embodies the essence of Nordic innovation and is at the forefront of modern finance. Whether it’s extra financing or friendly customer support, we’re here for you.

2M+.

Customers

2005.

Founded

23.

Countries

Setup fee 565 kr

To administer and open your account, we charge cost prices for this service.

Account fee 59 kr/month

You pay an account fee monthly.

Apply easily online in just 3 steps!

Start your application by identifying yourself. Fill in information about your income, expenses, job and household size. You will be notified the same day.

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En familj promenerar med hundar i ett torrt, kuperat landskap med berg i bakgrunden.

What you need to know when borrowing money

Are you going to fix up your home, buy new furniture or do you just need more money this month? You can borrow money for what you need. You only need to know how much you can afford to borrow, have a Swedish personal identity number and have a Swedish bank account. You do the rest via our online application. Fill in the loan amount, identify yourself with BankID and then fill in the rest of the loan form. Finally, you accept the loan with BankID and E-signing via Signicat. If your application is approved, you will have the money in your account within one banking day.

Advantages of borrowing money from Ferratum:

Loan notification directly on the screen
Everything happens digitally – you don't need to submit any documents
If you need the money the same day, you've come to the right place.

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