Updated December 02, 2020
A cookie is a small file to be placed on your computer or any other device (hereinafter device) you use to access our website or web app. Cookies help analyse web traffic or let you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. A cookie does not give access to the device.
1. Purpose of using cookies
1.1.1. internal record and statistics keeping;
1.1.2. improvement of products and services;
1.1.3. security of the website and web app to guarantee a safe consultation and secure interaction with our systems;
1.1.4. to ensure the best user experience;
1.1.5. display advertisement relevant for you.
2. Categories of Cookies
2.1. The website and the web app use the following cookies:
2.1.1. Essential Cookies. Essential cookies are a site’s basic form of memory, used to store the settings selected by a visitor. They are essential to a website’s and we app’s functionality and cannot be disabled by visitor;
2.1.2. Performance and Functionality Cookies. These cookies are used to enhance the performance and functionality of a website and web app. Without these cookies, certain functions (like videos) may become unavailable.
2.1.3. Web Analytics and Customization Cookies. Analytics and customization cookies track visitor activity in their browsers, so Ferratum can better understand how our website and web app is being accessed and used.
220.127.116.11. Google Analytics. To optimise its internet offer, Ferratum uses web analysis services Google Analytics and Google Tag Manager of Google. These cookies are used to collect information about how visitors use the website and web app. Ferratum uses the information to compile reports and to improve the website and we app. The cookies collect information in a way that does not directly identify anyone, including the number of visitors to the website and web app, where visitors have come to the website from and the pages they visited. You can find more detailed information about this here https://support.google.com/analytics/answer/6004245.
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
18.104.22.168. Adjust. The web app uses the Adjust usage statistics and analysis technology. When visitor launches the web app, Adjust collects installation and event data such as ‘app downloaded from iOS and Android mobile’ in order to help Ferratum to understand how visitors are interacting with the web app and to optimize and analyse mobile ad campaigns.
2.1.4. Marketing Cookies. Marketing cookies are used to customize visitors’ ad experience on a website and web app based on their browsing history. Using the data collected from these cookies, Ferratum can prevent the same ad from appearing again and again, remember visitor ad preferences, and tailor which ads appear in browsers based on a visitor’s online activities.
2.1.5. Social Networking Cookies. Social networking tracking cookies allow users to share content on social media platforms and help link activity between a website and third-party sharing platforms.
3. Reference to other websites
3.1. The website and the web app may contain references to other websites which use their own cookies which are subject to their privacy and cookie policies. Ferratum recommends that you familiarize yourself with each of these policies, because Ferratum does not assume any responsibility for the practices of these sites. We do not have control over the placement of cookies by other websites, even if you are directed to them from our website.
4. Expiration time of cookies
4.1. All session cookies used by Ferratum only collect details from single browsing sessions, thus are temporary and expire once the user leaves the site or disable the web browser.
4.2. All persistent cookies used by Ferratum are stored as text files on the visitor’s device and have expiration time of one year or until deleted manually by the visitor.
5. Cookie control
5.2. Many of the cookies used can be enabled or disabled through also through your browser. To disable cookies through your browser, follow the instructions usually located within the “Help,” “Tools” or “Edit” menus in your browser. Please note that disabling a cookie or category of cookies does not delete the cookie from your browser unless manually completed through your browser function. The websites http://www.aboutads.info/choices or http://www.youronlinechoices.eu/ or http://www.allaboutcookies.org contain comprehensive information on how to make special settings on a wide variety of browsers.