Prize competition rules
The competition is organized by Ferratum Bank p.l.c. (hereinafter: "Organizer").
The competition is open to all persons over 18 years of age residing in Croatia, except for employees of the Organizer who are involved in the organization of this competition or their family members. The participant must "react" to the official prize announcement with the offered elements, ie in accordance with the instructions given by the organizer in the official prize announcement. Participation in the competition does not require ordering or purchasing a product or service. The deadline for applying for the prize competition expires at the time specified in the prize announcement of the Organizer. The organizer reserves the right to change the deadline for participation, and we will announce the winners on our Facebook page.
3. Prizes and winners
The prize of the creative competition is a one-time cash prize in the amount of € 500.00. The winner is the contestant who meets the requirements of the creative competition and whose photo, according to the choice of the Organizer, was selected as the most creative. The winner of the competition cannot change the prize he has won or pass it on to another person. If the winner cannot be contacted within one month of selecting the winner, the Organizer has the right to select a new winner. The organizer has the right to exclude participants from the competition who want to abuse the competition in order to adjust the results or increase the chances of winning. If the winner has acted contrary to these rules, or good practice, or otherwise unlawfully, he will be disqualified. The creative competition lasts from 15.07.2021. to 07/18/2021 or until the announcement of the winner. The creative competition is held on the official Instagram channel of the Organizer.