Don’t let finances scare you this Halloween.


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Loads of vampires, hordes of spiders and spooky ghosts are scary, but banking doesn’t need to be!

Halloween is around the corner and it’s time to have some fun. Find a scary movie to watch, plan a super cool costume party and buy some nostalgic candy. Pick your favorite activity, whether you are with the kids or just a kid at heart.

Carve out some time.

Pumpkins are a classic symbol of Halloween and more than just something to carve into a Jack-o-lantern. You can roast the seeds after carving for a quick and healthy snack or buy an extra one to experiment with some seasonal recipes. Try some savory ideas throughout the month like ginger pumpkin soup or roasted pumpkin risotto and sweet preparations like spiced pumpkin muffins or pumpkin maple pancakes for a Halloween breakfast.

Killer costumes.

Dressing up is the best part of Halloween, so really make it fun this year. Become your favorite movie character or go classic as a witch or a cat. Getting a little scary always works this time of year, so reinvent yourself as a vampire or even take some inspiration from us as the emoji ghost.

Reel time.

There are so many horror movies to choose from, so find one that fits your Halloween spirit whether it is a tried and true classic, horror comedy or the newest blockbuster. Make it a party with some close friends and get back to spending time together. Break out the Halloween candy, make some popcorn and turn out the lights for some fun.

“Witch” craft.

Making something creative is a great way to celebrate the season and do something good for your mental health. Cut out some great spiderwebs for your windows or design a cool candle display for your dining table. Hang some homemade ghosts or bats from the ceiling and get going to be eerily inspired all month long.

Vampires, ghosts and spiders are scary, but banking doesn’t need to be. Fear not with Ferratum.

Prize competition rules

1. Organizer

The competition is organized by Ferratum Bank p.l.c. (hereinafter: "Organizer").

2. Participation

The competition is open to all persons over 18 years of age residing in Croatia, except for employees of the Organizer who are involved in the organization of this competition or their family members. The participant must "react" to the official prize announcement with the offered elements, ie in accordance with the instructions given by the organizer in the official prize announcement. Participation in the competition does not require ordering or purchasing a product or service. The deadline for applying for the prize competition expires at the time specified in the prize announcement of the Organizer. The organizer reserves the right to change the deadline for participation, and we will announce the winners on our Facebook page.

3. Prizes and winners

The prize of the creative competition is a one-time cash prize in the amount of € 500.00. The winner is the contestant who meets the requirements of the creative competition and whose photo, according to the choice of the Organizer, was selected as the most creative. The winner of the competition cannot change the prize he has won or pass it on to another person. If the winner cannot be contacted within one month of selecting the winner, the Organizer has the right to select a new winner. The organizer has the right to exclude participants from the competition who want to abuse the competition in order to adjust the results or increase the chances of winning. If the winner has acted contrary to these rules, or good practice, or otherwise unlawfully, he will be disqualified. The creative competition lasts from 15.07.2021. to 07/18/2021 or until the announcement of the winner. The creative competition is held on the official Instagram channel of the Organizer.

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